Do you remember the viral Twitter storm that hit a leading investment platform recently? A user claimed they invested in a Mutual Fund. Their bank account was debited. The app dashboard showed a green tick and even generated a Folio Number. To the user (and the app’s frontend), the transaction was a success. But days later, when they tried to redeem, the fund house said the mo... https://opstree.com/blog/2026/01/09/fintech-shadow-failure-business-risk/