Janis Urste’s consulting philosophy is rooted in strategic foresight, financial intelligence, and long-term growth preparedness. His work spans across business transformation, financial consulting, and modern banking innovation—serving as a guiding force for enterprises aiming to thrive in an unpredictable global landscape. https://www.4shared.com/office/QPjMOG5Jge/Janis_Urste__Redefining_Excell.html?