Discover how the 2026 IRMAA brackets could impact your Medicare costs and retirement income. At Federal Pension Advisors, we help federal employees and retirees prepare with smart strategies to reduce IRMAA surcharges and protect retirement savings. Plan today for a more secure financial future. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge