Series I Savings Bonds consist of two components: a fixed rate and an inflation rate. The fixed rate remains constant for the life of the bond, while the inflation rate adjusts every six months based on changes in the Consumer Price Index for All Urban Consumers (CPI-U). As of May 2025, the fixed rate is 1.1%, and the inflation rate is 2.86%, resulting in a composite annual rate of 3.... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025