When it comes to buying a home, most people don't have the cash upfront to cover the full purchase price. That's where home loans come in. A home loan, also known as a mortgage, is a loan provided by a bank or lender to help you purchase a home. The loan is secured by the property itself, which means that if you fail to make your mortgage payments, the lender has the right to foreclos... https://www.ratesimple.com/